BillSmithy

Terms of Service

Last updated: November 11, 2026

These terms govern your use of BillSmithy ("we", "us"), an online software service operated from Serbia. By creating an account or using the service, you agree to these terms. If you use BillSmithy for a business, you must be authorized to act on its behalf. Nothing in these terms limits rights that cannot be excluded under applicable law.

The service

BillSmithy provides hosted tools for invoices, estimates, payment records, expenses, imports and financial summaries. Access is a limited, non-exclusive, non-transferable right to use the service for your business while your account is authorized. You do not acquire ownership of the software.

BillSmithy is not a certified public accountant, tax advisor, bank or law firm. It does not provide professional financial, tax or legal advice, file tax returns, or guarantee that invoices or reports meet local accounting or tax requirements. You are responsible for reviewing calculations, tax rates, imported records and AI answers, and for obtaining professional advice when needed.

Recording a payment in BillSmithy does not move money or prove that a payment settled. Client invoice payments are separate from any subscription you buy from BillSmithy. Bank CSV imports do not connect to your bank or provide live bank feeds.

Your account

  • You must be legally able to enter into this agreement, provide accurate account information and keep your login secure.
  • You are responsible for access you authorize, including team invitations and permissions. Tell us if you suspect unauthorized access.
  • You must have the right to upload client information, receipts and other business records, and comply with your own privacy obligations.
  • You are responsible for the accuracy of your records and for keeping copies needed for your legal, tax and accounting obligations.

Free access and paid subscriptions

The public invoice generator is available without an account or payment. Any trial offer and its duration are described when you sign up. A trial does not authorize a charge, and creating an account alone does not start a paid subscription.

Paid subscription checkout is not yet enabled. No active billing arrangement or payment provider is implied by the plans shown on the website. Before paid subscriptions become available, checkout will identify the seller or merchant of record, price, currency, billing interval, applicable taxes, renewal terms and cancellation method. You will need to expressly complete checkout before being charged.

Any future automatic renewal applies only if disclosed and agreed at checkout. Changes to an existing paid subscription will be communicated in advance as required by applicable law. See our Refund & Cancellation Policy for cancellation and refund information.

Acceptable use

  • No fraudulent, misleading or fake invoices.
  • No illegal activity, spam, or attempts to break or overload the service.
  • No unauthorized access to other workspaces, malicious uploads, or infringement of others' rights.
  • No reselling the service or copying its software without permission, except as permitted by law.

We may restrict or suspend access where reasonably necessary to address misuse, a security risk or a legal obligation. Where practicable, we will explain the reason and allow you to resolve the issue. You may stop using the service at any time and contact us to request account closure.

Your data

You retain ownership of the data you provide. You give us permission to host, process and display it only as needed to provide and secure the service, including processing AI questions you choose to submit. Available export tools cover supported records and reports; they are not a complete account backup. Contact us for other access or deletion requests. See our Privacy Policy.

Sharing a public invoice link allows anyone with that link to see the information displayed on the invoice without signing in. Only share it with intended recipients.

Availability

We work to keep BillSmithy available, but do not guarantee uninterrupted access or error-free results. Maintenance, service-provider outages and security measures can interrupt access. Features may change; any changes affecting paid access remain subject to your agreed subscription terms and applicable law.

Disclaimer and limitation of liability

To the extent permitted by law, the service is provided "as is" and "as available", without implied warranties of merchantability, fitness for a particular purpose or non-infringement. Reports, forecasts, import suggestions and AI answers can be incomplete or incorrect.

To the maximum extent permitted by law, we are not liable for indirect or consequential losses, including lost profits, and our aggregate liability arising from the service is limited to the subscription fees you paid for the service in the 12 months before the event giving rise to the claim. These exclusions and limits do not apply to fraud, intentional misconduct, or any liability or remedy that applicable law does not allow us to exclude or limit.

Changes

We may update these terms and will revise the date above. For material changes, we will provide notice by email or in the service before they take effect where required by law. Changes do not retroactively remove accrued rights. If you do not agree, stop using the service and contact us about closing your account and any applicable subscription rights.

Contact

Questions? Email support@billsmithy.com.